Last update: Monday 24th August 2020



These terms and conditions govern your use of this platform. By using this platform, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this platform.

(Section 2 - 6 will be updated, users will be notified of this update)


7. License to use website

Unless otherwise stated, AHIOMA and/or its licensors own the intellectual property rights in the website and material on the website.  Subject to the license below all these intellectual property rights are reserved.

You must not:

·        republish material from this website (including republication on another website);

·        sell, rent or sub-license material from the website;

·        show any material from the website in public;

·        reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;]

·        [edit or otherwise modify any material on the website; or]

·        [redistribute material from this website [except for content specifically and expressly made available for redistribution].]

·        [Where content is specifically made available for redistribution, it may only be redistributed within the organisation]

8. Acceptable use

i.        You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

ii.     You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

iii.   You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without AHIOMA express written consent.

iv.   You must not use this website to transmit or send unsolicited commercial communications.

v.      You must not use this website for any purposes related to marketing without AHIOMA.NG’s express written consent. 

9. Limitations of liability

AHIOMA will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

l  [to the extent that the website is provided free-of-charge, for any direct loss;]

l  for any indirect, special or consequential loss; or

l  for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if AHIOMA has been expressly advised of the potential loss.



We value the trust you place in Ahioma.ng. That's why we insist upon the highest standards for secure transactions and customer information privacy. Please read the following statement to learn about our information gathering and dissemination practices. Note: Our privacy policy is subject to change at any time without notice. To make sure you are aware of any changes, please review this policy periodically.

i.                    Collection of Personally Identifiable Information

We collect personally identifiable information (email address, name, phone number, etc.) from you when you set up a free account with Ahioma.ng. While you can browse some sections of our site without being a registered member, certain activities (such as placing an order) do require registration. We do use your contact information to send you offers based on your previous orders and your interests.

ii.                Use of Demographic and Profile Data

We use personal information to provide the services you request. To the extent we use your personal information to market to you, we will provide you the ability to opt-out of such uses. We use your personal information to resolve disputes; troubleshoot problems; help promote a safe service; collect fees owed; measure consumer interest in our affiliated shops, distributors, suppliers, manufacturers’ products and goods, inform you about online and offline offers, products, services, and updates; customize your experience; detect and protect us against error, fraud and other criminal activity; enforce our terms and conditions; and as otherwise described to you at the time of collection. In our efforts to continually improve our product and service offerings, we collect and analyse demographic and profile data about our users' activity on our website. We identify and use your IP address to help diagnose problems with our server, and to administer our website. Your IP address is also used to help identify you and to gather broad demographic information. We will occasionally ask you to complete optional online surveys. These surveys may ask you for contact information and demographic information (like location, local government area, age, or income level). We use this data to tailor your experience at our site, providing you with content that we think you might be interested in and to display content according to your preferences.


A "cookie" is a small piece of information stored by a Web server on a Web browser so it can be later read back from that browser. Cookies are useful for enabling the browser to remember information specific to a given user. Ahioma.ng places both permanent and temporary cookies in your computer's hard drive. Ahioma.ng's cookies do not contain any of your personally identifiable information.

iii.              Sharing of personal information

We may share personal information with our other corporate entities and affiliates to: help detect and prevent identity theft, fraud and other potentially illegal acts; correlate related or multiple accounts to prevent abuse of our services; and to facilitate joint or co-branded services that you request where such services are provided by more than one corporate entity. Those entities and affiliates may not market to you as a result of such sharing unless you explicitly opt-in.

We may disclose personal information if required to do so by law or in the good faith belief that such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal process. We may disclose personal information to law enforcement offices, third party rights owners, or others in the good faith belief that such disclosure is reasonably necessary to: enforce our Terms or Privacy Policy; respond to claims that an advertisement, posting or other content violates the rights of a third party; or protect the rights, property or personal safety of our users or the general public.

Ahioma.ng and its affiliates will share some or all of your personal information with another business entity should we (or our assets) plan to merge with, or be acquired by that business entity. Should such a transaction occur, that other business entity (or the new combined entity) will be required to follow this privacy policy with respect to your personal information.

iv.               Links to Other Sites

Our site links to other websites that may collect personally identifiable information about you. Ahioma.ng is not responsible for the privacy practices or the content of those linked websites.

v.                  Security Precautions

Our site has stringent security measures in place to protect the loss, misuse, and alteration of the information under our control. Whenever you change or access your account information, we offer the use of a secure server. Once your information is in our possession, we adhere to strict security guidelines, protecting it against unauthorized access.

We also encourage our primary users (affiliate shops, distributors, suppliers, importers, and manufacturers) to personalise your password as soon as an account is created for your business on Ahioma.ng by an SOA (Shop Owner Assistant). This gives you better control over your account. We also advice against indiscriminate sharing of password as your account on Ahioma.ng gives you access to your AhiaPay wallet.

vi.               Choice/Opt-Out

Ahioma.ng provides all users with the opportunity to opt-out of receiving non-essential (promotional, marketing-related) communications from us on behalf of our partners, and from us in general, after setting up an account. If you want to remove your contact information from all Ahioma.ng lists and newsletters, please visit http://www.Ahioma.ng.

vii.           Advertisements on Ahioma.ng

We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.

10. Breaches of these terms and conditions

Without prejudice to AHIOMA'S other rights under these terms and conditions, if you breach these terms and conditions in any way, AHIOMA may take such action as AHIOMA deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.


11. Variation

AHIOMA may revise these terms and conditions from time-to-time.  Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website.  Please check this page regularly to ensure you are familiar with the current version.

12. Assignment

i. AHIOMA may transfer, sub-contract or otherwise deal with AHIOMA rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

ii. You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions. 

13. Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.  If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

14. Entire agreement

These terms and conditions, together with DOCUMENTS constitute the entire agreement between you and AHIOMA in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.

15. Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with Governing Law of the Federal Republic of Nigeria and any disputes relating to these terms and conditions will be subject to the jurisdiction of the courts in Nigeria.


i. Except for either party’s claims of infringement or misappropriation of other party’s patent, copyright, trademark, or trade secret, any and all disputes arbitration as described in this section. This agreement to arbitrate is intended to be interpreted broadly. It includes, but is not limited to, all claims and disputes relating to your use of the site.

ii.  The arbitration will be governed by the commercial arbitration rules and the supplementary procedures for consumer related disputes of the Alternate to Dispute Resolution.

iii. The arbitrator’s ruling is binding and may be entered as a judgment in any court of competent jurisdiction.

            iv. In the event this agreement to arbitrate is held unenforceable by a Court, located in Nigeria, claims of infringement or misappropriation                                                                                                    of other party’s patent, copyright, trademark, or trade secret shall be exclusively brought in the State or Federal Courts located in Nigeria

v. Claims of infringement or misappropriation of the other party’s patent, copyright, trademark, or trade secret shall be exclusively brought in the State and Federal Courts located in Umuahia.


We reserve the right (but have no obligation) to review any user content, investigate, and or take appropriate action against you in our sole discretion if you violate the acceptable use policy or other provision of this agreement or otherwise create liability for us or any other person. Such acts may include removing or modifying your user content, Ahioma nonetheless assumes no responsibility for user content.


You hereby release and discharge us (and our officers, employees, agents, successors, and assigns) from, and hereby waive and relinquish, each and past and future dispute, claim, controversy, demand, right, obligation, liability, and cause of action every kind and nature(including personal injuries, death, and property damage), that has arisen or arises directly or indirectly out of, or relates directly or indirectly to, any interactions with, or act or omission of, other covered site users.

19. Indemnity.

You agree to indemnify and hold AHIOMA (and its officers, employees, contractors, and SOAs) harmless, including costs and attorneys’ fees, from any claim or demand made by any third party due to or arisen out of

i.         your use of the covered sites,

ii.      your user content,

iii.   your violation of this agreement; or

iv.    your violation of applicable laws or regulations.

Ahioma reserves the right, at your expense, to assume the exclusive defence and control of any matter for which you are required to indemnify us and you agree to cooperate with our defence and claims. You agree not to settle any matter without the prior written consent of AHIOMA. AHIOMA will use reasonable efforts to notify you of such claim, action or proceeding upon becoming aware of it.


The covered sites are provided as available and we (and our affiliate businesses) expressly disclaim any warranties and conditions of any kind, whether express or implied, including the warranties or condition of merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, or non-infringement. We (and our affiliate businesses) make no warranty that the covered sites;(A) will meet your requirements;(B) will be available on an uninterrupted, timely, secure, or error-free basis; or(C) will be accurate, reliable, free of viruses or other harmful code, complete, legal, or sale.

i. Limitation on liability: In no event shall we (and our affiliate businesses) be liable to you or any third party for any lost profit or any indirect, consequential, exemplary, incidental, special or punitive damages arising from or relating to this agreement or your use of, or inability to use, the covered sites, even if we have been advised of the possibility of damages.

ii. Third party sites & Ads: The covered sites might contain links to third party websites, services, and advertisements for third parties (collectively, third party sites & ads”). Such third-party websites & ads are not under the control of AHIOMA and AHIOMA is not responsible for any third-party sites & ads. AHIOMA provides these third-party sites & ads only as a convenience and does not review, approve, monitor, endorse, warrant, or make any representations with respect to third party sites & ads. You use all third-party sites & ads at your own risk. When you link to a third-party site & ad, the applicable third party’s terms and policies apply, including the third party’s privacy and data gathering practices. You should make whatever investigation you feel necessary or appropriate before with any transaction in connection with such third-party sites & ads.


iii. Term and termination: Subject to this section, this agreement will remain in full force and effect while you use the covered sites. We may (a) suspend your right to use the covered sites (including your user registration) or (b) terminate this agreement, at any time for any reason at our sole discretion, including for any use of the covered sites in violation of this agreement. Upon termination of your user registration involves deletion of your user content associated therewith from our live databases. AHIOMA will not have any liability whatsoever to you for any termination of this agreement, including for termination of your registration or deletion of your user content. Even after this agreement is terminated, the follow provisions of this agreement will remain in effect.


This agreement is subject to occasional revision, and if we make any substantial changes, we may notify you prominently posting notice of the changes on our sites. Any changes to this agreement will be effective upon the earlier of thirty (30) calendar days following our posting of notice of the changes on our sites. These changes will be effective immediately for new users of our covered sites. Continued use of our covered sites following notice of such changes shall indicate your acknowledgment of such changes and agreement to be bound by the terms and conditions of such changes.


This agreement (including the privacy policy) constitutes the entire agreement between you and us regarding the use of the covered sites. Our failure to exercise or enforce any right or provision of this agreement shall not operate as a waiver of such right or provision. The section titles in this agreement are for convenience only and have no legal or contractual effect. The word including means including without limitation. If any provision of this agreement is, for any reason, held to be invalid or unenforceable, the other provision of the maximum extent permitted by law.

- Your relationship to AHIOMA is that of obligations herein, may not be assigned, subcontracted, delegated, or otherwise transferred by you without AHIOMA’s prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void. The terms of this agreement shall be binding upon assignees.